Effective Oversight of FinTech Partnerships

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For today’s banks, the shift to digital and embracing financial technology is no longer an option but a requirement in order to compete.

FinTechs enable banks to deploy, originate, and service customers more effectively than traditional methods; now, many customers prefer these channels. But banks are often held back from jumping into FinTech and digital spaces by what they view as insurmountable hurdles for their risk, compliance, and operational teams. They see this shift as requiring multiple new hires and requiring extensive capital and technology resources. In reality, many smaller institutions are wading into these spaces methodically and effectively.

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